We were excited to be part of a dynamic panel at NAPFA 2025, in exploring how today’s Multi-Year Guaranteed Annuities (MYGAs) are reshaping fixed-income strategies for fiduciary advisors. Our own Ed Mercier, Simplicity OID, along with Jayant Walia, Gainbridge, our partnering company lead a discussion highlighting key innovations in cost structure, liquidity, and transparency—dispelling outdated...Continue Reading

We were proud to have our CEO and co-founder David Stone, join a panel discussion on “Leveraging Technology to Drive Advisor Success” at this year’s conference. As wealth management evolves, Independent RIAs are using technology to improve client experiences and financial planning. The panel discussed tools like AI, insurance, and retirement solutions that help advisors...Continue Reading

Retirement planning experts testing the viability of traditional methods of decumulation, like the 4% rule, often uncover weaknesses. Take Michael Finke, PhD’s “The 4 Percent Rule Is Not Safe in a Low-Yield World,” from 2013, for example. It isn’t surprising. When treasury yields are high, “safety” may be easier to find. After all, markets are...Continue Reading