Featuring Melissa Smith-White RIA firms whose growth strategies include recruiting advisors from the wirehouses and regional broker dealers face a highly competitive landscape. But that’s not the only challenge. Making the move to fiduciary is a huge decision with potential risks for the advisors they are recruiting. The prospect of losing client assets during the...Continue Reading

Impacts of inflation, geopolitical instability, and healthcare costs on retirement portfolios may be fueling client curiosity about how to protect income in retirement. San Francisco, CA – September 27, 2023 – Simplicity OID, the leading independent platform for fee-based insurance solutions, in partnership with Allianz Life Insurance Company of North America (Allianz) released their joint...Continue Reading

As “Peak 65” approaches, client concerns over retirement may be fueling curiosity about how to protect income in retirement Inflation, geopolitical instability, and rising healthcare costs continue to have significant impacts on those in or approaching retirement, and RIAs say clients are understandably nervous. According to our joint Simplicity OID and Allianz 2023 RIA Protected...Continue Reading

Retirement planning experts testing the viability of traditional methods of decumulation, like the 4% rule, often uncover weaknesses. Take Michael Finke, PhD’s “The 4 Percent Rule Is Not Safe in a Low-Yield World,” from 2013, for example. It isn’t surprising. When treasury yields are high, “safety” may be easier to find. After all, markets are...Continue Reading